Mexican Insurance Review - Is Buying Mexican Insurance Online A BETTER Idea?
We asked one client what he thought about buying Mexico Insurance online rather than at one of the booths, filling stations, or roadside stands along the border.
This was Dan’s comment:
“I’ve driven in Mexico for years. Nearly all travelers to Mexico plan their vacation, drive to the border then remember that they need to buy Mexican insurance … then they go buy it at the nearest seller. It’s the same as buying meat and groceries at Mobil or a local mini-mart… your selection is limited, and you don’t have any way to search the insurers or the policies that sell at the border. It’s take it or leave it… the coverage is a la carte, who knows what you are really really getting, AND they somehow add extra FEES! It’s much easier to purchase online, before you leave home!”
San Diego, CA Resident
Also consider this: There is a LARGE difference between paper generated Mexico insurance policies and electronic Internet Mexican Insurance Policies.
Paper policies are issued in the old time-honored way by hand through brokers within California, Texas, and Arizona in neighborhood insurance offices or at the border and posted to Mexico, often using the US Post Office.
Basically, an insurance salesman will manually fill out the paperwork, make a trip to the post office, and mail your policy to Mexico. In an attempt to cut costs, it is not uncommon to see an agency wait to mail policies until they have sold a number of them. This means that your policy could be waiting for a couple of days before it is mailed.
Next, it can take more than a week for the whole lot to get through customs and arrive in Mexico City, where most of the large insurers are situated. Then your policy is entered into their computer information processing system manually.
Internet policies are a far more efficient method of quickly notifying your insurer and distributing policies to you fast by Website, E-mail or by Fax so YOU BENEFIT.
The real question is what happens if you have an accident and the insurance company doesn’t have physical evidence of your policy within their system? What occurs if you have a bad accident on a weekend while most insurance offices are not open and the single company able to help is your insurer?
Since you need to stay at the accident scene and report all accidents while in Mexico, and most auto accidents are adjudicated within hours, having physical possession of your Mexico Car Insurance online certificate, which needs to be verified by each insurer, is important.
Mexican Insurance Online Review - Is Mexican Insurance Online A Better Deal?



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